What is Van Hire Purchase?

You can finance a van through hire purchase, which allows you to gain ownership of a vehicle without having to pay the entire value immediately. You will pay an initial payment which will be at least all of the VAT at the beginning of the arrangement and then will be required to pay monthly instalments until the full value of the vehicle is paid. This is the traditional method of owning a vehicle.



The deposit can be any amount although a minimum of all the VAT on the purchase price must be paid. The larger the deposit, the lower the amount you borrow. The repayment period is from 12 months up to 60 months. Monthly repayments are VAT free as the VAT will have already been paid. 100% of the interest charges can be offset against taxable profits. The vehicle itself is an asset on your balance sheet and benefits from writing down allowances.


Things to know

Vehicle is an asset on your balance sheet and benefits from writing down allowances. At the end of the contract period the vehicle is 100% owned by you once all payments have been made.

Van Hire Pro’s and Con’s


Simple Method Of Finance.


Vehicle Owned On Completion Of Payments.


Capital Allowances Available.


If VAT Registered, 100% VAT Reclaimable The End Of The 1st Quarter.


Low Interest Rates.


On Balance Sheet Form Of Finance.


You Are Liable For The Residual Value Risk.


Large Deposit Hindering Cash Flow.


No Final Payment, Keeping Monthly Payments High.


Inflexible End Of Term Options.

Why Crusader Vans?

Crusader Vans have supplied over 8000 vehicles to customers nationwide, we also have developed strong relationships with some of the UK’s best-known manufacturers – meaning that you can take your vehicle most places for servicing and repairs.


We have an experienced dedicated team that will keep you up-to-date on any changes on legislation and best practices, we can supply you with a wide range of vehicles from panel vans, tippers, Luton vans and double cabs to refrigerated vehicles. At Crusader Vans you can be assured that your interests take priority to us so if you have any questions contact us at 01825 573 774 email: enquiries@crusadervanleasing.co.uk

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Crusader Vans are appointed credit brokers, partners and affiliates for the following:

Crusader Car Leasing is a trading style of Crusader Vehicles Ltd. We are a credit broker and not a lender and will introduce you to a set panel of lenders. We may receive a commission or other benefits from our finance providers should you decide to enter into an agreement with them as a result of our introduction or, from another credit broker to whom we refer you, should we be unable to arrange funding for you. This is reflected in the monthly lease rate that you pay for your vehicle. We will receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation. The amount of commission received may vary depending on the funder selected.

We are authorised and regulated by the Financial Conduct Authority. Registered No : 631262 We are an Appointed Representative of Autoprotect (MBI) Limited which is authorised and regulated by the Finacial Conduct Authority for insurance mediation purposes (FRN 312143).

Registered in England & Wales with company number : 06203641 | Data Protection No : Z2007710 | VAT No : 929 9924 56

Registered Office : Crusader House, High Street, Buxted, East Sussex, TN22 4LA

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only and it is your responsibility to check the vehicle and specification is fit for your purpose. All vehicle leases are subject to status and credit approval and subject to change at any time. Calls are recorded for training and monitoring purposes. Errors and Omissions Excepted (E&OE.)